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HOME MORTGAGE FINANCE ACT, 2008 (ACT 770)

Section 7—Stamping and registration 
(1) A person who obtains a loan under this Act shall stamp and register the title deeds and mortgage deeds related to the property for which the loan was obtained and deposit them with the financial institution. 
(2) Without limiting 
(a) section 12 of the Stamp Duty Act, 2005 (Act 689) on stamping of instruments after execution, 
(b) section 24 of the Land Registry Act, 1962 (Act 122) on registration necessary for validity, and 
(c) section 72 of the Land Title Registration Act, 1986 (P.N.D.C.L. 152) on form and effect of mortgages,  an unstamped or an unregistered mortgage made under this Act is valid only between the original parties to the mortgage. 

Subject : Mortgage  

Procedure to Follow


Not Avaiable

Responsible Institution


Securities and Exchange Commission

No. 30, 3rd Circular Road, Cantonments, Accra.

Online System
Fees/ charges

Not Avaiable